Every mortgage benefit available to Florida veterans — VA loans, state programs, property tax exemptions, and more.
Written by Renzo Johnson, Licensed MLO · NMLS #PENDING · Last updated: February 2026
- VA home loan: $0 down, no PMI, lowest rates available
- VA IRRRL: streamline refinance with no appraisal
- VA Cash-Out: access up to 100% of home equity
- Florida homestead exemption: $50,000 property tax reduction
- Florida disabled veteran exemption: up to 100% property tax exemption
- Florida veteran property tax discount: additional $5,000 off assessed value
- Hometown Heroes: available to military and veterans (up to 5% DPA)
- Florida is home to 1.5 million+ veterans and 20 major military installations