FHA Loans

Ideal for first-time buyers or low-to-moderate income borrowers

• Only requires 3.5% down payment
• DTI determined by AUS
• Maximum loan amounts are based on the county/ state location of the subject property determined from HUD’s website
• Maximum LTV/CLTV of 96.5 % (98.25% with UFMIP)
• 580 minimum credit score 
• Manufactured housing allowed