State Housing Initiatives Partnership programs provide locally-administered housing funds in Florida counties.
Written by Renzo Johnson, Licensed MLO · NMLS #PENDING · Last updated: February 2026
- Funded by documentary stamp tax revenue
- Administered by individual counties and cities
- Can provide down payment assistance, closing cost help, and home repair funds
- Programs and amounts vary by county
- First-time buyer preference in most counties
- Income limits apply (typically 80-120% AMI)
- Funds are limited — apply early each funding cycle
- Contact your local SHIP office for current availability