Every VA loan benefit available to Florida veterans — $0 down, no PMI, homestead exemption, and state veteran programs.
Written by Renzo Johnson, Licensed MLO · NMLS #PENDING · Last updated: February 2026
- $0 down payment on any VA-eligible property
- No private mortgage insurance (PMI) — ever
- Lowest mortgage rates of any program
- VA funding fee exemption for disabled veterans
- Florida homestead exemption: $50,000 property tax reduction
- Florida disabled veteran exemption: up to 100% property tax exemption
- Florida veteran property tax discount: $5,000 additional for all veterans
- Florida has 1.5 million+ veterans — extensive VA infrastructure
- VA Regional Loan Centers and VA Medical Centers throughout Florida
- State of Florida veteran tuition waivers and business incentives