Find out how much house you can afford in Florida based on your income, debts, and down payment.
Written by Renzo Johnson, Licensed MLO · NMLS #PENDING · Last updated: February 2026
- Enter: annual income, monthly debts, down payment, target DTI ratio
- See: maximum home price, estimated monthly payment, loan amount
- Factors in: Florida property taxes, insurance, flood insurance
- Adjustable DTI targets: conservative (28/36) to aggressive (31/50)
- Interactive calculator coming soon.
- Get pre-qualified for a specific amount