Broward County offers some of Florida’s largest local help, up to $80,000 (more in higher-cost areas), plus the statewide programs.
Written by Renzo Johnson, Licensed Mortgage Loan Originator · Sourced from Broward County and Florida Housing · Last updated: June 2026
Broward is a higher-cost county (loan limits above the Florida floor), and its county program is among the most generous in the state.
Broward County local assistance
| Program | Maximum assistance | Notes |
|---|---|---|
| Homebuyer Purchase Assistance (HPA) | Up to $80,000 (up to $120,000 in higher-cost areas like Weston) | 0% deferred second mortgage, 15-year affordability period; income at or below 80% AMI; 3% buyer contribution (except VA) |
| Broward Housing Partnership programs | $5,000 to $25,000 | Grants and forgivable loans, varies by program |
Both require first-time buyer status, homebuyer education, and lender approval. Funds are limited each cycle.
Statewide programs you can also use in Broward County
- Hometown Heroes: up to $35,000 for full-time workers in 50+ eligible occupations
- Florida Assist: up to $10,000, 0% deferred second mortgage
- HFA Preferred: conventional loan with reduced mortgage insurance plus assistance
- Mortgage Credit Certificate: up to $2,000/year federal tax credit
See the full breakdown on our Florida down payment assistance guide and the 2026 Broward County loan limits.
How to get started
Start with a HUD-approved homebuyer education course and get pre-qualified with a participating lender. Request a free eligibility check and we’ll map the Broward County and statewide programs you qualify for.
Sources: Broward County Housing Finance and Community Development Division and the Florida Housing Finance Corporation, 2026. Local funding is limited and allocated each cycle; verify current terms with the administering office.