Puerto Rico Mortgage Programs

PRHFA programs, CDBG-DR assistance, and other mortgage programs available to Puerto Rico homebuyers.

Written by Renzo Johnson, Licensed MLO · NMLS #PENDING · Last updated: February 2026

  • PRHFA (Autoridad para el Financiamiento de la Vivienda) first-time buyer programs
  • CDBG-DR home repair and reconstruction grants
  • R3 Program: repair, reconstruction, relocation assistance
  • Tu Hogar Renace: homeowner assistance program
  • FHA 203(k) renovation loans for hurricane-damaged properties
  • VA home loans with $0 down for PR veterans
  • Homebuyer education required for most DPA programs