html {
  box-sizing: border-box;
}
*,
::before,
::after {
  box-sizing: inherit;
  margin: 0;
  padding: 0;
}
blockquote,
body,
dd,
dl,
dt,
fieldset,
figure,
h1,
h2,
h3,
h4,
h5,
h6,
hr,
html,
iframe,
legend,
li,
ol,
p,
pre,
textarea,
ul {
  margin: 0;
  padding: 0;
  border: 0;
}
img {
  height: auto;
  max-width: 100%;
}
button,
input,
optgroup,
select,
textarea {
  font-family: inherit;
  font-size: 100%;
  margin: 0;
}
a {
  text-decoration: none;
  color: inherit;
}
a,
button,
input {
  transition: color 0.1s ease-in-out, background-color 0.1s ease-in-out;
}
.container {
  max-width: 1120px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 24px;
  padding-right: 24px;
}
.site-content {
  display: flex;
}
.content-area {
  width: 100%;
}
.screen-reader-text {
  border: 0;
  clip: rect(1px, 1px, 1px, 1px);
  clip-path: inset(50%);
  height: 1px;
  margin: -1px;
  overflow: hidden;
  padding: 0;
  position: absolute !important;
  width: 1px;
  word-wrap: normal !important;
}
body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, Roboto, sans-serif;
  color: #2d2d2d;
  line-height: 1.6;
  background-color: #ffffff;
  -webkit-font-smoothing: antialiased;
}
h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, Roboto, sans-serif;
  line-height: 1.25;
}
a {
  color: inherit;
  text-decoration: none;
}
section {
  padding: 64px 0;
}
section.alt {
  background: #fafafa;
}
.section-label {
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-weight: 600;
  color: #006aff;
  margin-bottom: 6px;
}
.section-title {
  font-size: 1.6rem;
  font-weight: 700;
  color: #1a1a1a;
  letter-spacing: -0.02em;
  margin-bottom: 8px;
}
.section-sub {
  font-size: 0.95rem;
  color: #6b6b6b;
  margin-bottom: 40px;
}
.page-title {
  font-size: 1.8rem;
  font-weight: 700;
  color: #1a1a1a;
  letter-spacing: -0.02em;
  margin-bottom: 24px;
  padding-top: 48px;
}
.entry-content {
  padding-bottom: 64px;
  font-size: 0.95rem;
  line-height: 1.7;
  color: #2d2d2d;
}
.entry-content h2 {
  font-size: 1.3rem;
  font-weight: 700;
  color: #1a1a1a;
  margin: 32px 0 12px;
}
.entry-content h3 {
  font-size: 1.1rem;
  font-weight: 600;
  color: #1a1a1a;
  margin: 24px 0 8px;
}
.entry-content p {
  margin-bottom: 16px;
}
.entry-content ul,
.entry-content ol {
  margin: 0 0 16px 20px;
}
.entry-content ul li,
.entry-content ol li {
  margin-bottom: 6px;
}
.entry-content a {
  color: #006aff;
}
.entry-content a:hover {
  text-decoration: underline;
}
.entry-content .wp-block-columns {
  display: flex;
  gap: 32px;
  margin-bottom: 24px;
}
.entry-content .wp-block-column {
  flex: 1;
}
.entry-content .wp-block-buttons {
  margin: 32px 0;
}
.entry-content .wp-block-button__link {
  display: inline-block;
  padding: 12px 28px;
  border-radius: 6px;
  font-weight: 600;
  font-size: 0.9rem;
  color: #ffffff;
  transition: opacity 0.2s;
}
.entry-content .wp-block-button__link:hover {
  opacity: 0.9;
  text-decoration: none;
}
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: #ffffff;
  border-bottom: 1px solid #e5e5e5;
  padding: 0;
}
.nav .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
}
.nav.scrolled {
  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.06);
}
.nav-logo {
  font-size: 1.05rem;
  font-weight: 700;
  color: #1a1a1a;
}
.nav-logo a {
  color: #1a1a1a;
}
.nav-logo a:hover {
  color: #1a1a1a;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav-links a {
  color: #6b6b6b;
  font-size: 0.88rem;
  font-weight: 500;
  transition: color 0.15s;
}
.nav-links a:hover {
  color: #1a1a1a;
}
.nav-links li {
  list-style: none;
  display: inline;
  margin: 0;
  padding: 0;
}
.nav-cta {
  background: #006aff;
  color: #ffffff !important;
  padding: 9px 20px;
  border-radius: 6px;
  font-weight: 600;
  font-size: 0.85rem;
  transition: background 0.2s;
}
.nav-cta:hover {
  background: #0052cc;
}
.menu-toggle {
  display: none;
  background: none;
  border: none;
  padding: 8px;
  cursor: pointer;
  color: #1a1a1a;
}
.menu-toggle .icon-close {
  display: none;
}
.footer {
  background: #fafafa;
  padding: 48px 0 28px;
  border-top: 1px solid #e5e5e5;
  font-size: 0.82rem;
  color: #9a9a9a;
}
.footer h4 {
  color: #1a1a1a;
  font-size: 0.78rem;
  font-weight: 600;
  margin-bottom: 14px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.footer a {
  display: block;
  color: #6b6b6b;
  margin-bottom: 7px;
  font-size: 0.82rem;
  transition: color 0.15s;
}
.footer a:hover {
  color: #006aff;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 32px;
}
.footer-brand .logo {
  font-size: 0.95rem;
  font-weight: 700;
  color: #1a1a1a;
  margin-bottom: 10px;
}
.footer-brand p {
  max-width: 280px;
  line-height: 1.6;
}
.footer-brand .compliance-icons {
  display: flex;
  gap: 12px;
  margin-top: 14px;
  color: #9a9a9a;
}
.footer-brand .compliance-icon {
  opacity: 0.6;
  transition: opacity 0.2s;
}
.footer-brand .compliance-icon:hover {
  opacity: 0.9;
}
.footer-disclaimer {
  border-top: 1px solid #e5e5e5;
  padding-top: 16px;
  margin-bottom: 16px;
}
.footer-disclaimer p {
  font-size: 0.72rem;
  color: #9a9a9a;
  line-height: 1.6;
  max-width: 800px;
}
.footer-bottom {
  border-top: 1px solid #e5e5e5;
  padding-top: 20px;
  display: flex;
  justify-content: space-between;
  font-size: 0.78rem;
}
.hero {
  background: linear-gradient(rgba(0, 0, 0, 0.52), rgba(0, 0, 0, 0.52)), url('https://wpo_floridamortgagesolvers_com.com/wp-content/themes/mortgage/img/hero-florida-coast.webp') center / cover no-repeat;
  padding: 100px 0 80px;
}
.hero .container {
  max-width: 720px;
  text-align: center;
}
.hero h1 {
  font-size: 2.6rem;
  font-weight: 700;
  color: #ffffff;
  letter-spacing: -0.03em;
  line-height: 1.12;
  margin-bottom: 10px;
  text-shadow: 0 1px 3px rgba(0, 0, 0, 0.2);
}
.hero p {
  font-size: 1.05rem;
  color: rgba(255, 255, 255, 0.75);
  margin-bottom: 32px;
}
.hero-search {
  display: flex;
  gap: 0;
  max-width: 560px;
  margin: 0 auto 20px;
}
.hero-search input {
  flex: 1;
  padding: 16px 20px;
  border: none;
  border-radius: 8px 0 0 8px;
  font-size: 0.95rem;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, Roboto, sans-serif;
  color: #1a1a1a;
  background: #ffffff;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.15);
}
.hero-search input::placeholder {
  color: #9a9a9a;
}
.hero-search input:focus {
  outline: none;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.15), 0 0 0 2px #006aff;
}
.hero-search button {
  padding: 16px 28px;
  background: #006aff;
  color: #ffffff;
  border: none;
  border-radius: 0 8px 8px 0;
  font-weight: 600;
  font-size: 0.9rem;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, Roboto, sans-serif;
  cursor: pointer;
  transition: background 0.2s;
  white-space: nowrap;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.15);
}
.hero-search button:hover {
  background: #0052cc;
}
.hero-fine {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.5);
}
.stats {
  border-bottom: 1px solid #e5e5e5;
}
.stats-row {
  display: flex;
  justify-content: center;
  gap: 0;
}
.stat-item {
  padding: 24px 40px;
  text-align: center;
  border-right: 1px solid #e5e5e5;
}
.stat-item:last-child {
  border-right: none;
}
.stat-item .stat-number {
  display: block;
  font-size: 1.5rem;
  font-weight: 700;
  color: #1a1a1a;
  letter-spacing: -0.02em;
}
.stat-item p {
  font-size: 0.75rem;
  color: #9a9a9a;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-weight: 500;
  margin-top: 2px;
}
.bio-layout {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 32px;
  align-items: center;
}
.bio-photo {
  width: 140px;
  height: 140px;
  border-radius: 50%;
  overflow: hidden;
  border: 3px solid #e5e5e5;
}
.bio-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.bio-content h2 {
  font-size: 1.2rem;
  font-weight: 700;
  color: #1a1a1a;
  margin-bottom: 2px;
}
.bio-content .title {
  font-size: 0.82rem;
  color: #6b6b6b;
  font-weight: 500;
  margin-bottom: 12px;
}
.bio-content p {
  font-size: 0.9rem;
  color: #6b6b6b;
  margin-bottom: 16px;
  max-width: 480px;
}
.bio-content a {
  display: inline-block;
  background: #006aff;
  color: #ffffff;
  padding: 10px 24px;
  border-radius: 6px;
  font-weight: 600;
  font-size: 0.85rem;
  transition: background 0.2s;
}
.bio-content a:hover {
  background: #0052cc;
}
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}
.process-step .step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: #e8f0fe;
  color: #006aff;
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 12px;
}
.process-step h4 {
  font-size: 0.95rem;
  font-weight: 600;
  color: #1a1a1a;
  margin-bottom: 4px;
}
.process-step p {
  font-size: 0.82rem;
  color: #6b6b6b;
  line-height: 1.5;
}
.loan-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
a.loan-card {
  display: block;
  text-decoration: none;
  color: inherit;
}
.loan-card {
  background: #ffffff;
  border: 1px solid #e5e5e5;
  border-radius: 8px;
  padding: 24px;
  transition: border-color 0.2s;
}
.loan-card:hover {
  border-color: #006aff;
}
.loan-card .tag {
  display: inline-block;
  font-size: 0.68rem;
  font-weight: 600;
  padding: 3px 8px;
  border-radius: 4px;
  margin-bottom: 10px;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}
.loan-card h4 {
  font-size: 0.95rem;
  font-weight: 600;
  color: #1a1a1a;
  margin-bottom: 4px;
}
.loan-card p {
  font-size: 0.85rem;
  color: #6b6b6b;
  line-height: 1.5;
}
.loan-card .key {
  font-weight: 600;
  color: #1a1a1a;
}
.tag-gov {
  background: #e8f0fe;
  color: #006aff;
}
.tag-conv {
  background: #ecfdf5;
  color: #047857;
}
.tag-alt {
  background: #fef3c7;
  color: #92400e;
}
.view-all {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  color: #006aff;
  font-weight: 600;
  font-size: 0.88rem;
  margin-top: 24px;
  transition: gap 0.2s;
}
.view-all:hover {
  gap: 8px;
}
.programs-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
a.program-card {
  display: block;
  text-decoration: none;
  color: inherit;
}
.program-card {
  border: 1px solid #e5e5e5;
  border-radius: 8px;
  padding: 24px;
  background: #ffffff;
  transition: border-color 0.2s;
}
.program-card:hover {
  border-color: #006aff;
}
.program-card h4 {
  font-size: 0.95rem;
  font-weight: 600;
  color: #1a1a1a;
  margin-bottom: 4px;
}
.program-card p {
  font-size: 0.85rem;
  color: #6b6b6b;
}
.calc-layout {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 48px;
  align-items: start;
}
.calc-links a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
  color: #2d2d2d;
  font-size: 0.92rem;
  font-weight: 500;
  border-bottom: 1px solid #e5e5e5;
  transition: color 0.15s;
}
.calc-links a:hover {
  color: #006aff;
}
.calc-links a span {
  color: #9a9a9a;
  font-size: 0.8rem;
}
.calc-box {
  background: #ffffff;
  border: 1px solid #e5e5e5;
  border-radius: 10px;
  padding: 32px;
}
.calc-box h3 {
  font-size: 1.05rem;
  font-weight: 600;
  color: #1a1a1a;
  margin-bottom: 20px;
}
.calc-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-bottom: 14px;
}
.calc-field label {
  display: block;
  font-size: 0.72rem;
  font-weight: 600;
  color: #9a9a9a;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-bottom: 5px;
}
.calc-field input {
  width: 100%;
  padding: 11px 14px;
  border: 1px solid #e5e5e5;
  border-radius: 6px;
  font-size: 0.95rem;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, Roboto, sans-serif;
  color: #1a1a1a;
}
.calc-field input:focus {
  outline: none;
  border-color: #006aff;
  box-shadow: 0 0 0 3px rgba(0, 106, 255, 0.08);
}
.calc-result {
  background: #1a1a1a;
  color: #ffffff;
  padding: 18px;
  border-radius: 8px;
  text-align: center;
  margin-top: 6px;
}
.calc-result .amount {
  font-size: 1.8rem;
  font-weight: 700;
}
.calc-result .label {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.5);
  margin-top: 2px;
}
.calc-disclaimer {
  font-size: 0.72rem;
  color: #9a9a9a;
  margin-top: 16px;
  line-height: 1.5;
  max-width: 600px;
}
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.testimonial-card {
  background: #ffffff;
  border: 1px solid #e5e5e5;
  border-radius: 8px;
  padding: 24px;
}
.testimonial-card .stars {
  color: #f59e0b;
  font-size: 0.9rem;
  margin-bottom: 10px;
  letter-spacing: 2px;
}
.testimonial-card blockquote {
  font-size: 0.88rem;
  color: #6b6b6b;
  line-height: 1.6;
  font-style: normal;
  margin-bottom: 14px;
}
.testimonial-card .author {
  font-size: 0.78rem;
  font-weight: 600;
  color: #1a1a1a;
}
.testimonial-card .loan-type {
  font-size: 0.72rem;
  color: #9a9a9a;
}
.cta-band {
  background: linear-gradient(rgba(0, 0, 0, 0.6), rgba(0, 0, 0, 0.6)), url('https://wpo_floridamortgagesolvers_com.com/wp-content/themes/mortgage/img/hero-suburbs.webp') center / cover no-repeat fixed;
  padding: 80px 0;
  text-align: center;
}
.cta-band h2 {
  font-size: 1.6rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 8px;
}
.cta-band p {
  font-size: 0.92rem;
  color: rgba(255, 255, 255, 0.45);
  margin-bottom: 24px;
}
.cta-band a {
  display: inline-block;
  background: #006aff;
  color: #ffffff;
  padding: 13px 32px;
  border-radius: 6px;
  font-weight: 600;
  font-size: 0.92rem;
  transition: background 0.2s;
}
.cta-band a:hover {
  background: #0052cc;
}
.cta-band .cta-trust {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.5);
  margin-top: 10px;
}
.photo-strip {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
}
.photo-strip img {
  width: 100%;
  height: 280px;
  object-fit: cover;
  display: block;
}
.wpcf7 {
  max-width: 640px;
}
.wpcf7 form {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.wpcf7 label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: #6b6b6b;
  margin-bottom: 6px;
}
.wpcf7 input[type="text"],
.wpcf7 input[type="email"],
.wpcf7 input[type="tel"],
.wpcf7 input[type="url"],
.wpcf7 input[type="number"],
.wpcf7 select,
.wpcf7 textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid #e5e5e5;
  border-radius: 8px;
  font-size: 0.95rem;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, Roboto, sans-serif;
  color: #1a1a1a;
  background: #ffffff;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.wpcf7 input[type="text"]::placeholder,
.wpcf7 input[type="email"]::placeholder,
.wpcf7 input[type="tel"]::placeholder,
.wpcf7 input[type="url"]::placeholder,
.wpcf7 input[type="number"]::placeholder,
.wpcf7 select::placeholder,
.wpcf7 textarea::placeholder {
  color: #9a9a9a;
}
.wpcf7 input[type="text"]:focus,
.wpcf7 input[type="email"]:focus,
.wpcf7 input[type="tel"]:focus,
.wpcf7 input[type="url"]:focus,
.wpcf7 input[type="number"]:focus,
.wpcf7 select:focus,
.wpcf7 textarea:focus {
  outline: none;
  border-color: #006aff;
  box-shadow: 0 0 0 3px rgba(0, 106, 255, 0.08);
}
.wpcf7 textarea {
  min-height: 120px;
  resize: vertical;
}
.wpcf7 input[type="submit"],
.wpcf7 .wpcf7-submit {
  display: inline-block;
  background: #006aff;
  color: #ffffff;
  padding: 14px 32px;
  border: none;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.95rem;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, Roboto, sans-serif;
  cursor: pointer;
  transition: background 0.2s;
  align-self: flex-start;
}
.wpcf7 input[type="submit"]:hover,
.wpcf7 .wpcf7-submit:hover {
  background: #0052cc;
}
.wpcf7 input[type="submit"]:disabled,
.wpcf7 .wpcf7-submit:disabled {
  opacity: 0.6;
  cursor: not-allowed;
}
.wpcf7 .wpcf7-not-valid {
  border-color: #dc2626;
}
.wpcf7 .wpcf7-not-valid-tip {
  font-size: 0.78rem;
  color: #dc2626;
  margin-top: 4px;
}
.wpcf7 .wpcf7-response-output {
  padding: 14px 20px;
  border-radius: 8px;
  font-size: 0.88rem;
  margin-top: 8px;
}
.wpcf7 .wpcf7-mail-sent-ok {
  border-color: #16a34a;
  color: #16a34a;
  background: #f0fdf4;
}
.wpcf7 .wpcf7-validation-errors,
.wpcf7 .wpcf7-mail-sent-ng {
  border-color: #dc2626;
  color: #dc2626;
  background: #fef2f2;
}
.wpcf7 .wpcf7-spinner {
  margin-left: 12px;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
@media (max-width: 768px) {
  .form-row {
    grid-template-columns: 1fr;
  }
}
.js-ready .sr-bottom {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.js-ready .sr-bottom.visible {
  opacity: 1;
  transform: translateY(0);
}
@media (max-width: 768px) {
  .hero h1 {
    font-size: 1.8rem;
  }
  .hero-search {
    flex-direction: column;
  }
  .hero-search input {
    border-right: 1px solid #e5e5e5;
    border-radius: 8px;
  }
  .hero-search button {
    border-radius: 8px;
  }
  .stats-row {
    flex-wrap: wrap;
  }
  .stat-item {
    flex: 1 1 50%;
    border-bottom: 1px solid #e5e5e5;
  }
  .loan-grid,
  .programs-grid {
    grid-template-columns: 1fr;
  }
  .photo-strip {
    grid-template-columns: 1fr;
  }
  .calc-layout {
    grid-template-columns: 1fr;
  }
  .calc-row {
    grid-template-columns: 1fr;
  }
  .bio-layout {
    grid-template-columns: 1fr;
    text-align: center;
    justify-items: center;
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
  .footer-bottom {
    flex-direction: column;
    gap: 6px;
  }
  .nav-links {
    display: none;
  }
  .menu-toggle {
    display: block;
  }
  .nav-links.toggled {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 64px;
    left: 0;
    right: 0;
    background: #ffffff;
    border-bottom: 1px solid #e5e5e5;
    padding: 16px 24px;
    gap: 12px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06);
  }
  .nav-links.toggled li {
    display: block;
  }
  .site-content {
    flex-direction: column;
  }
}